About Us_ 

John Fletcher started in the financial planning industry in 1993, as a Life Agent with MLC. After 5 years he sold his St. Arnaud based business and moved to Bendigo, where he has spent over 13 years as a Financial Planner at Bendigo Bank.  During this time he mentored and supervised other financial planners and attained CFP® status in 2005. In late 2012 he set up Fletcher & Butler Financial Planning with his wife, Melissa, to be able to offer a more comprehensive service to clients.


Prior to all of this, John spent most of his adult life in various roles in the agricultural industry, after completing the Diploma of Applied Science at Longerenong in 1986. So if you’re a farmer and want someone who understands your business, John is better placed than most to help with your financial planning needs.


While having dealt with clients from virtually all professions and occupations in his 20+ years, John specialises in small to medium business succession planning.

Melissa Butler has over 20 years of experience in the financial services industry with roles held in the banking industry, a private accounting firm and the last 15 years as a financial planner.  She finished her Advanced Diploma of Financial Services (Financial Planning) in 2006 and then completed the Certified Financial Planner (CFP) studies over the following 2 years. She is Bendigo's most experienced Aged Care Specialist and is part of the BUPA Financial Guidance Panel.


Melissa is well placed to offer a woman’s perspective to financial planning and is familiar with all the obstacles that can be placed in front of women throughout their working career. Having kids, stopping work and working part time all have to be taken into account during the planning process.


If you want mature, considerate and knowledgeable financial advice, we would love to assist you. As Certified Financial Planners ® we must abide by the Financial Planning Association’s Code of Ethics and do continual studies to ensure that our knowledge is kept up to date.

We have both completed the FASEA industry exam in 2020.